At the intersection of technology and insurance
Rapidly evolving technology and the societal changes it brings carry a number of implications for the insurance industry. New business models, as evident in Uber and Airbnb, are evolving, autonomous cars take to the road, and cyber security risks are proliferating. While challenges continue to crop up alongside technology advancements, they are also sources of valuable tools for day-to-day business operations and can help to identify and track trends, say Doug Grant and Patrick Vice, partners at Insurance-Canada.ca Inc., a Toronto-based organization that provides consumers and insurance professionals with independent information about technology and the business of insurance in Canada.
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Supercharging smartphone payment app with cryptocurrency rewards
The mobile payment space is becoming increasingly crowded, but leaders are emerging, especially here in Canada, recently recognized by Forex as the world’s most cashless country.
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Do business like a Canadian
Doing business responsibly can be a competitive advantage for Canadian companies, but it involves overcoming some tremendous challenges. The question to ask is not whether we know enough or have enough influence to overcome our greatest barriers but, rather, whether we are good enough.
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Excellence in research and innovation
When concentrations of successful, innovation-driven companies and their partners align efforts, they are proven to attract talent and investment dollars, and propel innovation and economic growth. That’s what Canada is betting a billion dollars on.
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Built for a carbon-constrained future
The goal is well defined: to stop the rise of carbon dioxide in the atmosphere. With the Canadian government’s commitment to reduce carbon emissions by 30 per cent below 2005 levels by 2030, all emission sources come under scrutiny. Buildings – and the energy use associated with their construction, maintenance and operation – account for about one-third of greenhouse gas emissions in Canada, says Thomas Mueller, president and CEO of the Canada Green Building Council (CaGBC), who believes that efforts to improve the sustainability parameters of buildings need to focus on their carbon footprint.
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Shining a light on solutions that make a difference in the world
Investigations at the intersection of light and matter can provide answers and solutions in a wide range of fields, including mining, energy, health and life sciences, and advanced manufacturing, especially when researchers have access to the kind of brilliant and highly focused light that is available at the Canadian Light Source (CLS) in Saskatoon, Saskatchewan.
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Why parents feel the pressure to help their adult children
Back in 2007, I sat down with Rob Carrick from The Globe and Mail to discuss a story he was working on about the cost of having children, just as my latest book at the time, The Prosperity Factor for Kids, was set to hit bookshelves.
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Plan for a stress-free future
A professional financial planner can help provide insight, encouragement and peace of mind
Cary List, president and CEO of the Financial Standards Planning Council (FPSC), knows through extensive research and experience that Canadians who plan properly are more in control and less stressed about their financial futures.
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Innovation drives shifts in energy use
It’s the sustainability challenge of our time: achieving economic growth while lowering environmental impact.
Walter Mérida, director of UBC’s Clean Energy Research Centre (CERC), is confident it can be done, pointing to history and examples close to home.
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Creating a climate where intergenerational transitions are supported
“Shirtsleeves to shirtsleeves in three generations,” they call it when family-owned enterprises fail by the time the founder’s grandchildren take over. It is a well-documented cycle: three out of 10 family businesses survive into the second generation, but only one out of 10 is handed down to the third.
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Seek expert advice for global estate planning
Canadians are people on the go, from those who came here as immigrants with extended families abroad to our highly mobile workforce and snowbirds with vacation properties in warmer climes.
For estate-planning purposes, cross-border living presents complications, experts say, with beneficiaries, assets and executors in different jurisdictions – even the province next door – leading to potential technical and tax challenges.
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A well-informed plan
Transforming a solid understanding of lending processes into a powerful wealth-building tool
Irene Strong was just out of university when she realized she was only a car payment away from being able to manage a mortgage. She got rid of her car, arranged financing on a one-bedroom condo in East Vancouver and never looked back.
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Supply management linked to Canada’s food security and sustainability
Numerous factors influencing Canadian agriculture and food supply are cause for growing concern and demand a close look at the guiding principles for Canadian food production to ensure a future that is sustainable and aligned with our values as a nation, says Ghislain Gervais, president of La Coop fédérée, the largest agri-food group in Quebec and the second largest in Canada.
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China’s Belt and Road Initiative offers new growth opportunities for Canadian companies
China’s multi-billion-dollar Belt and Road Initiative (BRI) is one of the most ambitious multinational infrastructure and trade development projects ever undertaken and offers major opportunities for businesses globally, but many Canadian companies are unaware of the initiative, says Linda Seymour, executive vice president and head of commercial banking, HSBC Bank Canada.
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Made-in-Canada solution addresses carbon emissions from buildings
The carbon footprint of buildings – the result of energy use for construction, maintenance and operation – accounts for about one- third of greenhouse gas emissions in Canada, and its reduction has to be one of the focal points in climate action discussions, says Thomas Mueller, president and CEO of the Canada Green Building Council (CaGBC), the national organization dedicated to leading and accelerating the shift to sustainable buildings.
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Clean electricity key to Canada’s energy future
Under last December’s Pan-Canadian Framework on Climate Change and Clean Growth, carbon pricing will come into effect nationwide next year, making it the primary policy tool across the country for reducing greenhouse gas (GHG emissions.
But energy experts believe carbon pricing alone will not achieve the country’s 2030 emission reduction targets and needs to be combined with complementary policies including better use of electricity and natural gas to meet Canada’s energy needs.
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The power of one
Cross-disciplinary research shows how each individual tree contributes to urban environment’s sustainability
It is common knowledge that cutting down a large area of trees has a significant environmental impact, but many may find it surprising that cutting down just one city tree has a measurable effect on local airflow, air quality and temperature regulation.
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Diversity and inclusion
Canada’s indigenous communities face a range of challenges – including access to water, housing and infrastructure – that can be tackled with engineering skills. To provide sustainable solutions, these diverse problems need to be approached with a deep understanding of each indigenous community and its specific needs, says Matthew Dunn, Indigenous Peoples Initiatives co-ordinator at the University of Saskatchewan’s College of Engineering.
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Landmark gift endows curatorship and sustains world-class programs, exhibitions
When Dr. Deepali Dewan speaks of some of her favourite artifacts among the Royal Ontario Museum’s (ROM) South Asian collection – one of the most extensive outside of India – it is clear she has a personal relationship with these incomparable objects.
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